Focusing on Credit & Payments Solutions
Polly A. Bauer & Associates monitors and evaluates credit regulations and compliance issues that can have a major impact on your profitability —$3 to 30 million in a single payment assessment.
Scope of Services

Reviews: corporate policies and procedures, payments, policies and systems, and exception management procedures from a payments perspective with particular focus on recurring payments, returns, disputes, sales cancelations, fraud prevention and detection, and international payments.
Audits: Sales websites to assess regulatory compliance with Card Associations pertaining to online payments and transactions.
Analyzes: transaction process flow in regards to gateways, authorization guidelines, declined transactions, capture and settlement procedures.
Compliance Checks: PCIDSS Security Standards mandates to protect merchant + cardholders.
Vetting of Third Party Vendors: to minimize merchant exposure.
Best Business Practice Recommendations: for implementation to reduce Card Association fees, fines and violations.
Introduction to Global Business Partnerships: Introduction to strategic alliances in technology, payment, banking and pay card industries.
Education: C-Level Executives, Operations Management, Fraud Analysts
Getting Started, a Roadmap for Growth

Establish a baseline of payment operations with a Payments Assessment. Polly Bauer & Associates audits every facet of your business as related to payments and provides a roadmap to increased revenues and compliance utilizing proven best business practices.
On-Going Support, Expert Advice at Your Fingertips

Make crucial business decisions with confidence and experience on your side. Polly A. Bauer personally advises C-level Executives and Senior Payments Professionals on business opportunities and challenges pertaining to credit cards and payments, industry mandates, and regulatory changes.
Consulting Expertise, Special Engagement Projects
Generate new streams of revenue, adopt new technologies, protect cardholder information, and ensure regulatory compliance under the direction of Polly Bauer & Associates. Our team understands each phase of payments operations, merchant needs and frustrations, products and services offered by industry vendors, and card association requirements. Some of our most popular consulting areas include:
- Co-Branded Card Launches
- EMV Migration
- Fraud Prevention & Detection
- Global Expansion
- Mobile Payments
- Payments Assessment
- Payments Education
- Payments Partner RFP