Internal processes and policies must be created and implemented to prevent and detect fraudulent transactions.

Every staff member with a role in ordering, fulfillment, customer service and accounting must be trained on all phases of credit card payments.

U.S. Merchants should anticipate physical changes to cards and terminals and be ready for the shift of liability if not compliant by Oct. 2015.

New payment technologies utilized by early adopters and younger generations are poised to grow exponentially in the next 4 years.